Catostrophic Sports Injuries
In the middle of the night ESPN Radio had a program about high school football players that suffer paralysis playing football and the lack of adequate insurance coverage for such injuries.
Even where there is insurance coverage, maximums are reached and families are left holding the bag for bills and care that no one can full appreciate.
According to the program about eight young men are paralysed each year from these injuries, college football programs and professional teams have insurance, but tragically coverage for high school players is inadequate in most districts.
You would think that there would be a national pool to insure high school players that experience such injuries, and while the cost of such insurance might seem high for some small schools or state legislatures, it would actually reflect the costs of playing the game.
I doubt that parents would sign up for the current programs if they realized the coverage they were getting assumed that their kids life expectancies were going to be ten years or less and that lifetime coverage was unavailable.
Even where there is insurance coverage, maximums are reached and families are left holding the bag for bills and care that no one can full appreciate.
According to the program about eight young men are paralysed each year from these injuries, college football programs and professional teams have insurance, but tragically coverage for high school players is inadequate in most districts.
You would think that there would be a national pool to insure high school players that experience such injuries, and while the cost of such insurance might seem high for some small schools or state legislatures, it would actually reflect the costs of playing the game.
I doubt that parents would sign up for the current programs if they realized the coverage they were getting assumed that their kids life expectancies were going to be ten years or less and that lifetime coverage was unavailable.
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